Australian Investment Education Review

  Let’s face it – we all have our guilty pleasures. Whether it’s a glass of wine on the couch each night after work, an iPhone addiction, sweet tooth, or something maybe a little more sinister – we’re all guilty of having some bad habits in life. As someone who has specialised in managing money and providing financial advice for the last 30 years, I’ve come across some absolute shockers in the money space. These toxic money habits, which you probably don’t even realise you have, can ultimately hinder you from achieving your biggest financial goals, keep you locked in and controlled by consumer debt, and cause you more and more stress through life. #1 – Credit cards. Opinions have been split on these since inception and personally, I’m not really a fan. Having money that isn’t yours and is ‘free’ to spend can cause some (if not most) to go a little overboard on their spending. That pair of new shoes or holiday you’ve been longing for but just can’t quite afford? Easy – use a c...

  There is profit in investing, but one has to be mindful of risks. There are easy and commonly made mistakes due to which a lot of investors end up losing money. Given that 2025 is not so far, one is expected to make smart choices which involve being aware of these mistakes. Here are five noteworthy errors that should be avoided at all costs this year. 1. Panic Selling When it comes to selling their stocks, most investors are emotional instead of logical. Many people, for instance, feel anxious when there is a dip in the market and as a result of which panic sell. This kind of behavior is not sensible. This is where philanthropists make a mistake, for them a decline is a reason to sell when it is actually an opportunity to buy. Exceptional investors stay put, do an assessment of the dip, wait for the long term value of the investment, and do not let emotions lead to bad decisions. A downturn in the market should not trigger panic selling. Analyze stock market ne...

  Andrew Baxter, a trusted name in financial education, has recently launched a new book that’s designed to empower everyday individuals to take control of their financial future. The Wealth Playbook offers a practical guide that goes far beyond simple tips for trading. It’s an all-encompassing roadmap to wealth building, providing strategies to help you succeed financially no matter where you are in your journey. The Big Picture of Financial Freedom For decades, Andrew has dedicated himself to helping people navigate the complex world of finance. In his new book, The Wealth Playbook , he emphasizes that building wealth isn’t just about trading stocks or increasing one’s trading account. It’s about creating a comprehensive plan that helps you optimize your income, savings, and investments. The book provides actionable steps for anyone looking to strengthen their financial position and achieve long-term wealth. No More Confusing Financial Jargon Financial advice is often wrapped in...